Most people assume that applying for a credit card means that you are automatically asking for a big debt. This is not the case; in fact, it is possible, with the right business scheme, to actually make money from your credit card. In fact, you can stand to make around $100 a month simply by applying for a zero percent interest credit card.
Here's how:
First, you need to apply for a zero percent interest credit card. These are offered by almost all banks and act as a promotional deal so people will sign with their company. Usually the zero percent interest features is offered for a certain amount of time like 6 months or one year. Opt for a one year credit card with the largest amount of credit available. For example, try for a $10,000 credit limit.
Next, open a high interest savings account if you do not already have one. You can get between 3-9 percent interest in some institutions. Shop around to find the highest interest rate possible.
Then, deposit all the credit from your credit card into your savings account. Leave it in there for the year, only paying off the minimum amounts each month. Because the interest is zero percent, you will not be losing any money. Instead, you will be making money from the money in the high interest savings account.
In fact, you can stand to make over 900 dollars in one year with a $10,000 at 9 per cent interest annually. This is nearly $100 dollars a month. You literally don't have to do anything but apply for a credit card.
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